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๋ณธ๋ฌธ ์ œ๋ชฉ

2024๋…„ ์•„๋ฉ”๋ฆฌ์นธ๋“œ๋ฆผ์„ ์ด๋ฃจ๋ ค๋ฉด ํ•„์š”ํ•œ ๋ˆ by voronoiapp.com๏ปฟ

๋ณธ๋ฌธ

๋ฐ˜์‘ํ˜•

์•„๋ฉ”๋ฆฌ์นธ ๋“œ๋ฆผ(American Dream)์ด๋ผ๊ณ  ํ•˜๋ฉด ๋ฏธ๊ตญ์—์„œ์˜ ์‚ถ์„ ๊ฟˆ๊พธ๋Š” ์ด๋ฏผ์ž๋“ค์ด ๋จผ์ € ๋– ์˜ค๋ฅด๊ธด ํ•˜์ง€๋งŒ, ์‚ฌ์‹ค ์ด์ƒ์ ์ธ ๋ฏธ๊ตญ์ธ์˜ ์‚ถ์„ ๊ฟˆ๊พธ๋Š” ๊ฑด ๋ฏธ๊ตญ์ธ ๋Œ€๋ถ€๋ถ„์ด ๊ฐ€์ง€๊ณ  ์žˆ๋Š” ๊ณตํ†ต๋œ ์†Œ๋ง์ด๋ผ๊ณ  ํ•˜๋”๊ตฐ์š”. ์™ธ๊ตญ์ธ๋งŒ ๋ฏธ๊ตญ์ธ์ด ๋˜๊ฒ ๋‹ค๋ฉฐ ๊ฟˆ๊พธ๋Š” ๊ฒŒ ์•„๋‹ˆ๋ผ ๋ฏธ๊ตญ์ธ๋“ค๋„ ํ•˜๋‚˜์˜ ์ƒ์„ ๋งŒ๋“  ํ›„ ๊ฑฐ๊ธฐ์— ๋‹ค๋‹ค๋ฅด๊ธฐ ์œ„ํ•ด ๋…ธ๋ ฅํ•˜๊ณ  ์žˆ๋‹ค๋Š” ์–˜๊ธด๋ฐ์š”.

 

๋ฏธ๊ตญ์ธ์ด ๋ฐ”๋ผ๋Š” '๊ฟˆ์˜ ๋ฏธ๊ตญ์ธ'์ด ๋˜๊ธฐ ์œ„ํ•ด ํ•„์š”ํ•œ ๋ˆ


voronoi๊ฐ€ ์ธ๋ฒ ์Šคํ† ํ”ผ๋””์•„(Investopedia)์˜ ์ž๋ฃŒ๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ์ •๋ฆฌํ•œ ์ด ์ธํฌ๊ทธ๋ž˜ํ”ฝ์—๋Š” 2024๋…„ ๊ธฐ์ค€์œผ๋กœ ์•„๋ฉ”๋ฆฌ์นธ๋“œ๋ฆผ์„ ์ด๋ฃจ๋Š”๋ฐ ๋“œ๋Š” ๋น„์šฉ์„ ์†Œ๊ฐœํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค. ์ž˜ ์•„์‹œ๊ฒ ์ง€๋งŒ, ๋ฏธ๊ตญ๋„ ์ธํ”Œ๋ ˆ์ด์…˜์œผ๋กœ ์ƒํ™œ๋น„๊ฐ€ ํญ๋“ฑํ•˜๋ฉด์„œ ์•„๋ฉ”๋ฆฌ์นธ๋“œ๋ฆผ์„ ์ด๋ฃจ๊ธฐ ์ ์  ํž˜๋“ค์–ด์ง€๊ณ  ์žˆ๋‹ค๋Š” ๊ฒŒ ์•ˆํƒ€๊น์ง€๋งŒ, ๊ทธ๋“ค์ด ๊ฟˆ๊พธ๋Š” ์‚ถ์„ ๊ฐ€๋ณ๊ฒŒ ์—ฟ๋ณด์‹œ์ฃ .

 

 

The American Dream Now Costs $4.4 Million

The American Dream now costs $4.4 million—that’s the estimated lifetime household cost of common milestones, including getting married, raising two children, buying a home, having new cars, saving for retirement, going on yearly vacations, and more.

www.investopedia.com


๋‹น์—ฐํ•œ ์–˜๊ธฐ์ง€๋งŒ, ๊ฟˆ์˜ ์œ ํ˜•์— ๋”ฐ๋ผ ํ•„์š”ํ•œ ๋ˆ์˜ ํฌ๊ธฐ๋„ ๋‹ค๋ฅธ๋ฐ์š”. ๋ฏธ๊ตญ ๊ธฐ์ค€์ด๋‹ˆ ์šฐ๋ฆฌ์™€ ๋‹ค๋ฅด๋‹ค๋Š” ๊ฑธ ์—ผ๋‘์— ๋‘๊ณ  ์‚ดํŽด๋ณด์„ธ์š”. ์€ํ‡ด ํ›„ 20๋…„ ์ด์ƒ ์‚ด์•„๊ฐˆ ๋•Œ ํ•„์š”ํ•œ ์ตœ์†Œ ๊ถŒ์žฅ ์ €์ถ•์•ก์€ 1,599,995๋‹ฌ๋Ÿฌ(22์–ต 2,255๋งŒ ์› ์ •๋„), ๋‹จ๋…์ฃผํƒ์„ 30๋…„ ๋ชจ๊ธฐ์ง€๋กœ ๊ตฌ์ž…ํ•  ๋•Œ ํ•„์š”ํ•œ ๋น„์šฉ์€ 929,955๋‹ฌ๋Ÿฌ(12์–ต 9,180๋งŒ ์› ์ •๋„), ์ž๋…€ ๋‘˜์„ ์–‘์œกํ•˜๊ณ  ๋Œ€ํ•™ ๊ต์œก๊นŒ์ง€ ์‹œํ‚ฌ ๋•Œ ํ•„์š”ํ•œ ๋น„์šฉ์€ 832,172๋‹ฌ๋Ÿฌ(11์–ต 5,597๋งŒ ์› ์ •๋„), 29์„ธ์—์„œ 74์„ธ๊นŒ์ง€ ์ฐจ๋ฅผ ํ• ๋ถ€๋กœ ๊ตฌ๋งคํ•  ๋•Œ ํ•„์š”ํ•œ ๋น„์šฉ์€ 811,440๋‹ฌ๋Ÿฌ(11์–ต 2,717๋งŒ ์› ์ •๋„) ๋“ฑ์ด ํฐ๋ˆ์ด ๋“ค์–ด๊ฐ€๋Š” ํฌ์ธํŠธ ๋“ค์ด๊ณ ์š”.

์ด์–ด์„œ 22์„ธ๋ถ€ํ„ฐ 84์„ธ๊นŒ์ง€ ๋งค๋…„ ํœด๊ฐ€๋ฅผ ๊ฐˆ ๋•Œ ํ•„์š”ํ•œ ๋น„์šฉ์ด 179,109๋‹ฌ๋Ÿฌ(2์–ต 4,880๋งŒ ์› ์ •๋„), ์•ฝํ˜ผ ๋ฐ˜์ง€๋ถ€ํ„ฐ ๊ฒฐํ˜ผ์‹, ํ”ผ๋กœ์—ฐ๊นŒ์ง€ ํ•„์š”ํ•œ ๋น„์šฉ์€ 44,300๋‹ฌ๋Ÿฌ(6,157๋งŒ ์› ์ •๋„), ๊ฐœ์™€ ๊ณ ์–‘์ด๋ฅผ ํ•œ ๋งˆ๋ฆฌ์”ฉ ํ‚ค์šด๋‹ค๊ณ  ํ•  ๋•Œ ํ•„์š”ํ•œ ๋น„์šฉ์ด 36,626๋‹ฌ๋Ÿฌ(5,087๋งŒ ์› ์ •๋„), ๋งค์žฅ ๋น„์šฉ์„ ํฌํ•จํ•ด ์žฅ๋ก€๋น„์šฉ์ด 8,453๋‹ฌ๋Ÿฌ(1,174๋งŒ ์› ์ •๋„)๋”๊ตฐ์š”.

2024๋…„ ๊ธฐ์ค€ ๋งจ ๋ชธ์œผ๋กœ ํƒœ์–ด๋‚˜ ์ฃฝ์Œ์— ์ด๋ฅด๊ธฐ๊นŒ์ง€ ๋ฏธ๊ตญ์ธ๋“ค์ด ๊ฟˆ๊พธ๋Š” ์‚ถ์„ ์‚ด์•„๊ฐ€๊ธฐ ์œ„ํ•ด ํ•„์š”ํ•œ ๋ˆ์€ 4,442,050๋‹ฌ๋Ÿฌ. ์šฐ๋ฆฌ ๋ˆ์œผ๋กœ๋Š” ๋ฌด๋ ค 22์–ต 2,255๋งŒ ์› ์ •๋„๋”๊ตฐ์š”. ์•ž์„œ ๋ง์”€๋“œ๋ฆฐ ๊ฒƒ์ฒ˜๋Ÿผ ์šฐ๋ฆฌ์™€ ๋ฏธ๊ตญ์€ ์—ฌ๋Ÿฌ ์ƒํ™ฉ์ด ๋‹ค๋ฅด๊ณ  ๋ฏธ๊ตญ ์•ˆ์—์„œ๋„ ์ง€์—ญ๋ณ„๋กœ ๋˜ ๋ณธ์ธ์˜ ์„ ํƒ์— ๋”ฐ๋ผ ํ•„์š”ํ•œ ๊ฟˆ์„ ์ด๋ฃจ๊ธฐ ์œ„ํ•ด ํ•„์š”ํ•œ ๋ˆ์˜ ํฌ๊ธฐ๋Š” ๋‹ค๋ฅด๊ฒ ์ง€๋งŒ. ๋ฏธ๊ตญ์ธ๋“ค์ด ๊พธ๋Š” ์•„๋ฉ”๋ฆฌ์นธ๋“œ๋ฆผ์˜ ํ‰๊ท ์ด ์ด ์ •๋„๋ผ๋Š” ๊ฑธ ์ด๋ฒˆ์— ์•Œ๊ฒŒ ๋๋„ค์š”. ๊ทผ๋ฐ ๋ฏธ๊ตญ์ธ๋“ค๋„ ์ € ์•ก์ˆ˜์— ์ขŒ์ ˆ์„ ๋Š๋‚„ ๋“ฏํ•ด์š”. ๋‹ค ์ €๋งŒํผ ๋ฒŒ์ง€๋Š” ๋ชปํ•  ํ…Œ๋‹ˆ.@_@/


 

The American Dream Costs $4.4 Million ๐Ÿ’ต

What We’re Showing This graphic shows the estimated cost of the American dream per household over the course of their lifetime, based on analysis from Invest…

www.voronoiapp.com

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