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2023๋…„ ์ง€๋‹ˆ ๊ณ„์ˆ˜๋กœ ๋ณด๋Š” ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ by voronoiapp.com๏ปฟ

๋ณธ๋ฌธ

๋ฐ˜์‘ํ˜•

๋ถ€์˜ ์ถ•์ ์ด ๊ฒฝ์Ÿํ•˜๋“ฏ ์ด๋ค„์ง€๋Š” ์ž๋ณธ์ฃผ์˜, ๊ทธ๋ ‡๋‹ค ๋ณด๋‹ˆ ๋ถ€์˜ ๋ถˆ๊ท ํ˜•์€ ์ž์—ฐ์Šค๋Ÿฝ๊ฒŒ ๋‚˜ํƒ€๋‚˜๊ณค ํ•ฉ๋‹ˆ๋‹ค. ๊ฑฐ๊ธฐ์— ๋ฏธ๊ตญ์‹ ์ž์œ ๊นŒ์ง€ ์ถ”๊ตฌํ•˜๋‹ค ๋ณด๋‹ˆ ์ ์  ๋งŽ์€ ๋‚˜๋ผ์—์„œ ๋ถ€์˜ ๋ถˆ๊ท ํ˜• ๋ฌธ์ œ๊ฐ€ ๋‘๋“œ๋Ÿฌ์ง€๊ณ  ์žˆ๋Š”๋ฐ์š”. ๋ถ€์˜ ๋ถˆ๊ท ํ˜•์€ ๋‹จ์ˆœํžˆ ๋ˆ„๊ตฌ๋Š” ๋ˆ์ด ๋งŽ๊ณ  ์ ๊ณ ์˜ ๋ฌธ์ œ๊ฐ€ ์•„๋‹ˆ๋ผ ์‚ฌํšŒ ๋ถˆ์•ˆ์„ ์•ผ๊ธฐํ•œ๋‹ค๋Š” ๊ฒŒ ๋ฌธ์ œ์ž…๋‹ˆ๋‹ค. ๋ฒ”์ฃ„์œจ์ด ๋†’์•„์ง€๋Š” ๊ฑด ๋ฌผ๋ก ์ด๊ณ ์š”. ๊ทธ๋Ÿฐ ๋ถ€์˜ ๋ถˆ๊ท ํ˜• ๋ฌธ์ œ๋ฅผ ํŒŒ์•…ํ•˜๊ธฐ ์œ„ํ•œ ์ง€ํ‘œ๋กœ ์‚ฌ์šฉํ•˜๋Š” ๊ฒŒ ์†Œ๋“ ๋ถˆํ‰๋“ฑ ์ธก์ •์ง€ํ‘œ์ธ ์ง€๋‹ˆ ๊ณ„์ˆ˜(Gini Coefficient)์ธ๋ฐ์š”. ์ดํƒˆ๋ฆฌ์•„์˜ ํ†ต๊ณ„ํ•™์ž ์ฝ”๋ผ๋„ ์ง€๋‹ˆ์˜ 1912๋…„ ๋…ผ๋ฌธ์„ ํ†ตํ•ด ์†Œ๊ฐœ๋œ ํ›„ ๊พธ์ค€ํžˆ ํ™œ์šฉ๋˜๊ณ  ์žˆ๋Š”๋ฐ 0์— ๊ฐ€๊นŒ์šธ์ˆ˜๋ก ํ‰๋“ฑํ•˜๊ณ  1์ด ๋˜๋ฉด ์™„์ „ํžˆ ๋ถˆํ‰๋“ฑํ•˜๋‹ค๋Š” ๊ฑธ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.

 

์ง€๋‹ˆ ๊ณ„์ˆ˜๋กœ ํ™•์ธํ•˜๋Š” 2023๋…„ ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ


voronoi๊ฐ€ UBS์˜ ๊ธ€๋กœ๋ฒŒ ์›ฐ์Šค ๋ฆฌํฌํŠธ 2024(Global Wealth Report 2024)๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ์ •๋ฆฌํ•œ ์ด ์ธํฌ๊ทธ๋ž˜ํ”ฝ์—๋Š” 2023๋…„ ๊ธฐ์ค€ ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ์ด ์–ด๋А ์ •๋„์ธ์ง€๋ฅผ ์†Œ๊ฐœํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

 

 

UBS Global Wealth Report 2024 household wealth and prosperity insights | UBS United States of America

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์ง€๋‹ˆ ๊ณ„์ˆ˜๋ฅผ ๊ธฐ์ค€์œผ๋กœ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ์ด ๊ฐ€์žฅ ์‹ฌํ•œ ๋‚˜๋ผ๋Š” ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ์ด์—ˆ์Šต๋‹ˆ๋‹ค. ์ง€๋‹ˆ ๊ณ„์ˆ˜๋Š” ๋ฌด๋ ค 82. ์ด์–ด์„œ ๋ธŒ๋ผ์งˆ(81), ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ(77), ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„(77), ์Šค์›จ๋ด(75), ๋ฏธ๊ตญ(75), ์ธ๋„(73), ๋ฉ•์‹œ์ฝ”(82), ์‹ฑ๊ฐ€ํฌ๋ฅด(70), ์ธ๋„๋„ค์‹œ์•„(68), ๋…์ผ(68), ์Šค์œ„์Šค(67), ์˜ค์ŠคํŠธ๋ฆฌ์•„(65), ๋„ค๋œ๋ž€๋“œ(64), ํ•€๋ž€๋“œ(64), ์ด์Šค๋ผ์—˜(64), ํ™์ฝฉ(63), ๋ด๋งˆํฌ(62), ์˜๊ตญ(61), ๋Œ€๋งŒ(61), ์ค‘๊ตญ(60), ํ”„๋ž‘์Šค(59), ์ดํƒˆ๋ฆฌ์•„(57), ๋Œ€ํ•œ๋ฏผ๊ตญ(57), ์ŠคํŽ˜์ธ(57), ์ผ๋ณธ(54), ํ˜ธ์ฃผ(54), ์นดํƒ€๋ฅด(48), ๋ฒจ๊ธฐ์—(46) ๋“ฑ์ด์—ˆ๋Š”๋ฐ์š”.

๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ์€ 10%์˜ ์ธ๊ตฌ๊ฐ€ ๊ตญ๊ฐ€ ๋ถ€์˜ 80%๋ฅผ ์ฐจ์ง€ํ•˜๊ณ  ์žˆ๊ณ , ๋ธŒ๋ผ์งˆ์€ 10%์˜ ์ธ๊ตฌ๊ฐ€ ๊ตญ๊ฐ€ ๋ถ€์˜ ์ ˆ๋ฐ˜์„ ์ฐจ์ง€ํ•˜๊ณ  ์žˆ๋‹ค๊ณ  ํ•˜๋”๊ตฐ์š”. ํฅ๋ฏธ๋กœ์šด ๊ฑด ์‚ฌํšŒ๋ฏผ์ฃผ์ฃผ์˜ ๊ตญ๊ฐ€์ธ ์Šค์›จ๋ด์ด 5์œ„๋ผ๋Š” ๊ฑด๋ฐ ์ธ๊ตฌ ๋Œ€๋น„ ์–ต๋งŒ์žฅ์ž๊ฐ€ ์ƒ๋Œ€์ ์œผ๋กœ ๋งŽ์•„์ง€๋ฉด์„œ ๋ถˆ๊ท ํ˜•์ด ์ปค์ง€๋Š” ๋ชจ์–‘์ด๋”๋ผ๊ณ ์š”. ์ด์–ด์„œ ์†Œ๊ฐœํ•  ์ง€๋‹ˆ ๊ณ„์ˆ˜์˜ ๋ณ€ํ™”์—์„œ ๋ณด๋“ฏ 2008๋…„ ์ดํ›„ ์ค‘์‚ฐ์ธต์ด ๊ณ ์†Œ๋“์ธต๋ณด๋‹ค ๋ถ€๋ฅผ ๋น ๋ฅด๊ฒŒ ๋Š˜๋ฆฌ๋ฉฐ ๋นˆ๋ถ€๊ฒฉ์ฐจ๊ฐ€ ์ขํ˜€์ง€๋Š” ๊ฒฝํ–ฅ์„ ์„ ์ง„๊ตญ์—์„œ ๋ณด์˜€๋‹ค๊ณ  ํ•˜๋˜๋ฐ... ๋งž๋Š” ๊ฑฐ๊ฒ ์ฃ ?

์ด์–ด์„œ 2008๋…„๊ณผ์˜ ์ง€๋‹ˆ ๊ณ„์ˆ˜ ๋น„๊ต์ธ๋ฐ์š”. ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ(70/+17.7%), ๋ธŒ๋ผ์งˆ(70/+16.8%), ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ(88/-12.4%), ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„(89/-13.3%), ์Šค์›จ๋ด(74/+1.3%), ๋ฏธ๊ตญ(76/-2.4%), ์ธ๋„(62/+16.2%), ๋ฉ•์‹œ์ฝ”(68/+6.5%), ์‹ฑ๊ฐ€ํฌ๋ฅด(57/+22.9%), ์ธ๋„๋„ค์‹œ์•„(59/+15.1%), ๋…์ผ(72/-5.4%), ์Šค์œ„์Šค(70/-4.6%), ์˜ค์ŠคํŠธ๋ฆฌ์•„(69/-5%), ๋„ค๋œ๋ž€๋“œ(67/-3.6%), ํ•€๋ž€๋“œ(53/+21%), ์ด์Šค๋ผ์—˜(72/-12.2%), ํ™์ฝฉ(66/-5.9%), ๋ด๋งˆํฌ(56/+11.3%), ์˜๊ตญ(57/+7.5%), ๋Œ€๋งŒ(55/+10.5%), ์ค‘๊ตญ(55/+7.4%), ํ”„๋ž‘์Šค(56/+4.7%), ์ดํƒˆ๋ฆฌ์•„(50/+14.9%), ๋Œ€ํ•œ๋ฏผ๊ตญ(62/-8.1%), ์ŠคํŽ˜์ธ(47/+19.8%), ์ผ๋ณธ(50/+9.4%), ํ˜ธ์ฃผ(51/+5.4%), ์นดํƒ€๋ฅด(43/+12.5%), ๋ฒจ๊ธฐ์—(51/-10.7%) ๋“ฑ์œผ๋กœ 15๋…„ ์‚ฌ์ด์— ์ ์ž–์ด ๋‹ฌ๋ผ์กŒ๋”๊ตฐ์š”.

15๋…„ ์‚ฌ์ด์— ๋ถˆ๊ท ํ˜•์ด ์ปค์ง„ ๋‚˜๋ผ ์ƒ์œ„ 10๊ฐœ๊ตญ์€ ์‹ฑ๊ฐ€ํฌ๋ฅด, ํ•€๋ž€๋“œ, ์ŠคํŽ˜์ธ, ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ, ๋ธŒ๋ผ์งˆ, ์ธ๋„, ์ธ๋„๋„ค์‹œ์•„, ์ดํƒˆ๋ฆฌ์•„, ์นดํƒ€๋ฅด, ๋ด๋งˆํฌ์˜€๊ณ , ์ƒ๋Œ€์ ์œผ๋กœ ๋ถˆ๊ท ํ˜•์ด ์ ์–ด์ง„ ๋‚˜๋ผ๋Š” ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„, ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ, ์ด์Šค๋ผ์—˜, ๋ฒจ๊ธฐ์—, ๋Œ€ํ•œ๋ฏผ๊ตญ, ํ™์ฝฉ, ๋…์ผ, ์˜ค์ŠคํŠธ๋ฆฌ์•„, ์Šค์œ„์Šค, ๋„ค๋œ๋ž€๋“œ ๋“ฑ์ด์—ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ ‡๊ฒŒ ๋ณด๋ฉด ์šฐ๋ฆฌ๊ฐ€ ํ”ผ๋ถ€๋กœ ๋А๋ผ๋Š” ๊ฒƒ๊ณผ ์™ธ๋ถ€์—์„œ ๋ณด๋Š” ๋ˆˆ์ด ๋‹ค๋ฅด๋‹ค๋Š” ๊ฒŒ ๋А๊ปด์กŒ๋Š”๋ฐ์š”. ๋‹น์žฅ ์ƒ๊ฐ๋ณด๋‹ค ์šฐ๋ฆฌ๋‚˜๋ผ์˜ ์ง€๋‹ˆ ๊ณ„์ˆ˜๊ฐ€ ๋†’์ง€ ์•Š๋”๋ผ๊ณ ์š”. 15๋…„ ์‚ฌ์ด์— ์กฐ๊ธˆ์€ ๋” ํ‰๋“ฑ ์ชฝ์œผ๋กœ ์˜ฎ๊ฒจ๊ฐ€๊ธฐ๋„ ํ–ˆ๊ณ ์š”. ๋ถ€๋”” ์™ธ๋ถ€์—์„œ์˜ ์‹œ๊ฐ์ด ์ •ํ™•ํ•˜๋ฉด ์ข‹๊ฒ ๋„ค์š”. ํ”ผ๋ถ€๋กœ ๋А๋ผ๋Š” ๊ฒƒ๊ณผ ๋‹ค๋ฅด๊ฒŒ์š”.;;;


 

Visualizing Wealth Inequality in 2023 โš–๏ธ

What We're Showing The wealth inequality of a selected number of countries as measured by the Gini index. Figures come from the UBS Global Wealth Report 2024.

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