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2023๋…„ ์ง€๋‹ˆ ๊ณ„์ˆ˜๋กœ ๋ณด๋Š” ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ by voronoiapp.com๏ปฟ

๋ณธ๋ฌธ

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๋ถ€์˜ ์ถ•์ ์ด ๊ฒฝ์Ÿํ•˜๋“ฏ ์ด๋ค„์ง€๋Š” ์ž๋ณธ์ฃผ์˜, ๊ทธ๋ ‡๋‹ค ๋ณด๋‹ˆ ๋ถ€์˜ ๋ถˆ๊ท ํ˜•์€ ์ž์—ฐ์Šค๋Ÿฝ๊ฒŒ ๋‚˜ํƒ€๋‚˜๊ณค ํ•ฉ๋‹ˆ๋‹ค. ๊ฑฐ๊ธฐ์— ๋ฏธ๊ตญ์‹ ์ž์œ ๊นŒ์ง€ ์ถ”๊ตฌํ•˜๋‹ค ๋ณด๋‹ˆ ์ ์  ๋งŽ์€ ๋‚˜๋ผ์—์„œ ๋ถ€์˜ ๋ถˆ๊ท ํ˜• ๋ฌธ์ œ๊ฐ€ ๋‘๋“œ๋Ÿฌ์ง€๊ณ  ์žˆ๋Š”๋ฐ์š”. ๋ถ€์˜ ๋ถˆ๊ท ํ˜•์€ ๋‹จ์ˆœํžˆ ๋ˆ„๊ตฌ๋Š” ๋ˆ์ด ๋งŽ๊ณ  ์ ๊ณ ์˜ ๋ฌธ์ œ๊ฐ€ ์•„๋‹ˆ๋ผ ์‚ฌํšŒ ๋ถˆ์•ˆ์„ ์•ผ๊ธฐํ•œ๋‹ค๋Š” ๊ฒŒ ๋ฌธ์ œ์ž…๋‹ˆ๋‹ค. ๋ฒ”์ฃ„์œจ์ด ๋†’์•„์ง€๋Š” ๊ฑด ๋ฌผ๋ก ์ด๊ณ ์š”. ๊ทธ๋Ÿฐ ๋ถ€์˜ ๋ถˆ๊ท ํ˜• ๋ฌธ์ œ๋ฅผ ํŒŒ์•…ํ•˜๊ธฐ ์œ„ํ•œ ์ง€ํ‘œ๋กœ ์‚ฌ์šฉํ•˜๋Š” ๊ฒŒ ์†Œ๋“ ๋ถˆํ‰๋“ฑ ์ธก์ •์ง€ํ‘œ์ธ ์ง€๋‹ˆ ๊ณ„์ˆ˜(Gini Coefficient)์ธ๋ฐ์š”. ์ดํƒˆ๋ฆฌ์•„์˜ ํ†ต๊ณ„ํ•™์ž ์ฝ”๋ผ๋„ ์ง€๋‹ˆ์˜ 1912๋…„ ๋…ผ๋ฌธ์„ ํ†ตํ•ด ์†Œ๊ฐœ๋œ ํ›„ ๊พธ์ค€ํžˆ ํ™œ์šฉ๋˜๊ณ  ์žˆ๋Š”๋ฐ 0์— ๊ฐ€๊นŒ์šธ์ˆ˜๋ก ํ‰๋“ฑํ•˜๊ณ  1์ด ๋˜๋ฉด ์™„์ „ํžˆ ๋ถˆํ‰๋“ฑํ•˜๋‹ค๋Š” ๊ฑธ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.

 

์ง€๋‹ˆ ๊ณ„์ˆ˜๋กœ ํ™•์ธํ•˜๋Š” 2023๋…„ ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ


voronoi๊ฐ€ UBS์˜ ๊ธ€๋กœ๋ฒŒ ์›ฐ์Šค ๋ฆฌํฌํŠธ 2024(Global Wealth Report 2024)๋ฅผ ๋ฐ”ํƒ•์œผ๋กœ ์ •๋ฆฌํ•œ ์ด ์ธํฌ๊ทธ๋ž˜ํ”ฝ์—๋Š” 2023๋…„ ๊ธฐ์ค€ ๊ตญ๊ฐ€๋ณ„ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ์ด ์–ด๋Š ์ •๋„์ธ์ง€๋ฅผ ์†Œ๊ฐœํ•˜๊ณ  ์žˆ์Šต๋‹ˆ๋‹ค.

 

 

UBS Global Wealth Report 2024 household wealth and prosperity insights | UBS United States of America

At the end of the day, it’s not just about wealth. It’s about what your wealth can accomplish. Together, you and your UBS Financial Advisor can help prepare your financial life for today, tomorrow and generations to come—so you can stay focused on wh

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์ง€๋‹ˆ ๊ณ„์ˆ˜๋ฅผ ๊ธฐ์ค€์œผ๋กœ ๋ถ€์˜ ๋ถˆํ‰๋“ฑ์ด ๊ฐ€์žฅ ์‹ฌํ•œ ๋‚˜๋ผ๋Š” ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ์ด์—ˆ์Šต๋‹ˆ๋‹ค. ์ง€๋‹ˆ ๊ณ„์ˆ˜๋Š” ๋ฌด๋ ค 82. ์ด์–ด์„œ ๋ธŒ๋ผ์งˆ(81), ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ(77), ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„(77), ์Šค์›จ๋ด(75), ๋ฏธ๊ตญ(75), ์ธ๋„(73), ๋ฉ•์‹œ์ฝ”(82), ์‹ฑ๊ฐ€ํฌ๋ฅด(70), ์ธ๋„๋„ค์‹œ์•„(68), ๋…์ผ(68), ์Šค์œ„์Šค(67), ์˜ค์ŠคํŠธ๋ฆฌ์•„(65), ๋„ค๋œ๋ž€๋“œ(64), ํ•€๋ž€๋“œ(64), ์ด์Šค๋ผ์—˜(64), ํ™์ฝฉ(63), ๋ด๋งˆํฌ(62), ์˜๊ตญ(61), ๋Œ€๋งŒ(61), ์ค‘๊ตญ(60), ํ”„๋ž‘์Šค(59), ์ดํƒˆ๋ฆฌ์•„(57), ๋Œ€ํ•œ๋ฏผ๊ตญ(57), ์ŠคํŽ˜์ธ(57), ์ผ๋ณธ(54), ํ˜ธ์ฃผ(54), ์นดํƒ€๋ฅด(48), ๋ฒจ๊ธฐ์—(46) ๋“ฑ์ด์—ˆ๋Š”๋ฐ์š”.

๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ์€ 10%์˜ ์ธ๊ตฌ๊ฐ€ ๊ตญ๊ฐ€ ๋ถ€์˜ 80%๋ฅผ ์ฐจ์ง€ํ•˜๊ณ  ์žˆ๊ณ , ๋ธŒ๋ผ์งˆ์€ 10%์˜ ์ธ๊ตฌ๊ฐ€ ๊ตญ๊ฐ€ ๋ถ€์˜ ์ ˆ๋ฐ˜์„ ์ฐจ์ง€ํ•˜๊ณ  ์žˆ๋‹ค๊ณ  ํ•˜๋”๊ตฐ์š”. ํฅ๋ฏธ๋กœ์šด ๊ฑด ์‚ฌํšŒ๋ฏผ์ฃผ์ฃผ์˜ ๊ตญ๊ฐ€์ธ ์Šค์›จ๋ด์ด 5์œ„๋ผ๋Š” ๊ฑด๋ฐ ์ธ๊ตฌ ๋Œ€๋น„ ์–ต๋งŒ์žฅ์ž๊ฐ€ ์ƒ๋Œ€์ ์œผ๋กœ ๋งŽ์•„์ง€๋ฉด์„œ ๋ถˆ๊ท ํ˜•์ด ์ปค์ง€๋Š” ๋ชจ์–‘์ด๋”๋ผ๊ณ ์š”. ์ด์–ด์„œ ์†Œ๊ฐœํ•  ์ง€๋‹ˆ ๊ณ„์ˆ˜์˜ ๋ณ€ํ™”์—์„œ ๋ณด๋“ฏ 2008๋…„ ์ดํ›„ ์ค‘์‚ฐ์ธต์ด ๊ณ ์†Œ๋“์ธต๋ณด๋‹ค ๋ถ€๋ฅผ ๋น ๋ฅด๊ฒŒ ๋Š˜๋ฆฌ๋ฉฐ ๋นˆ๋ถ€๊ฒฉ์ฐจ๊ฐ€ ์ขํ˜€์ง€๋Š” ๊ฒฝํ–ฅ์„ ์„ ์ง„๊ตญ์—์„œ ๋ณด์˜€๋‹ค๊ณ  ํ•˜๋˜๋ฐ... ๋งž๋Š” ๊ฑฐ๊ฒ ์ฃ ?

์ด์–ด์„œ 2008๋…„๊ณผ์˜ ์ง€๋‹ˆ ๊ณ„์ˆ˜ ๋น„๊ต์ธ๋ฐ์š”. ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ(70/+17.7%), ๋ธŒ๋ผ์งˆ(70/+16.8%), ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ(88/-12.4%), ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„(89/-13.3%), ์Šค์›จ๋ด(74/+1.3%), ๋ฏธ๊ตญ(76/-2.4%), ์ธ๋„(62/+16.2%), ๋ฉ•์‹œ์ฝ”(68/+6.5%), ์‹ฑ๊ฐ€ํฌ๋ฅด(57/+22.9%), ์ธ๋„๋„ค์‹œ์•„(59/+15.1%), ๋…์ผ(72/-5.4%), ์Šค์œ„์Šค(70/-4.6%), ์˜ค์ŠคํŠธ๋ฆฌ์•„(69/-5%), ๋„ค๋œ๋ž€๋“œ(67/-3.6%), ํ•€๋ž€๋“œ(53/+21%), ์ด์Šค๋ผ์—˜(72/-12.2%), ํ™์ฝฉ(66/-5.9%), ๋ด๋งˆํฌ(56/+11.3%), ์˜๊ตญ(57/+7.5%), ๋Œ€๋งŒ(55/+10.5%), ์ค‘๊ตญ(55/+7.4%), ํ”„๋ž‘์Šค(56/+4.7%), ์ดํƒˆ๋ฆฌ์•„(50/+14.9%), ๋Œ€ํ•œ๋ฏผ๊ตญ(62/-8.1%), ์ŠคํŽ˜์ธ(47/+19.8%), ์ผ๋ณธ(50/+9.4%), ํ˜ธ์ฃผ(51/+5.4%), ์นดํƒ€๋ฅด(43/+12.5%), ๋ฒจ๊ธฐ์—(51/-10.7%) ๋“ฑ์œผ๋กœ 15๋…„ ์‚ฌ์ด์— ์ ์ž–์ด ๋‹ฌ๋ผ์กŒ๋”๊ตฐ์š”.

15๋…„ ์‚ฌ์ด์— ๋ถˆ๊ท ํ˜•์ด ์ปค์ง„ ๋‚˜๋ผ ์ƒ์œ„ 10๊ฐœ๊ตญ์€ ์‹ฑ๊ฐ€ํฌ๋ฅด, ํ•€๋ž€๋“œ, ์ŠคํŽ˜์ธ, ๋‚จ์•„ํ”„๋ฆฌ์นด ๊ณตํ™”๊ตญ, ๋ธŒ๋ผ์งˆ, ์ธ๋„, ์ธ๋„๋„ค์‹œ์•„, ์ดํƒˆ๋ฆฌ์•„, ์นดํƒ€๋ฅด, ๋ด๋งˆํฌ์˜€๊ณ , ์ƒ๋Œ€์ ์œผ๋กœ ๋ถˆ๊ท ํ˜•์ด ์ ์–ด์ง„ ๋‚˜๋ผ๋Š” ์‚ฌ์šฐ๋”” ์•„๋ผ๋น„์•„, ์•„๋ž ์—๋ฏธ๋ฆฌํŠธ ์—ฐํ•ฉ, ์ด์Šค๋ผ์—˜, ๋ฒจ๊ธฐ์—, ๋Œ€ํ•œ๋ฏผ๊ตญ, ํ™์ฝฉ, ๋…์ผ, ์˜ค์ŠคํŠธ๋ฆฌ์•„, ์Šค์œ„์Šค, ๋„ค๋œ๋ž€๋“œ ๋“ฑ์ด์—ˆ์Šต๋‹ˆ๋‹ค. ๊ทธ๋ ‡๊ฒŒ ๋ณด๋ฉด ์šฐ๋ฆฌ๊ฐ€ ํ”ผ๋ถ€๋กœ ๋Š๋ผ๋Š” ๊ฒƒ๊ณผ ์™ธ๋ถ€์—์„œ ๋ณด๋Š” ๋ˆˆ์ด ๋‹ค๋ฅด๋‹ค๋Š” ๊ฒŒ ๋Š๊ปด์กŒ๋Š”๋ฐ์š”. ๋‹น์žฅ ์ƒ๊ฐ๋ณด๋‹ค ์šฐ๋ฆฌ๋‚˜๋ผ์˜ ์ง€๋‹ˆ ๊ณ„์ˆ˜๊ฐ€ ๋†’์ง€ ์•Š๋”๋ผ๊ณ ์š”. 15๋…„ ์‚ฌ์ด์— ์กฐ๊ธˆ์€ ๋” ํ‰๋“ฑ ์ชฝ์œผ๋กœ ์˜ฎ๊ฒจ๊ฐ€๊ธฐ๋„ ํ–ˆ๊ณ ์š”. ๋ถ€๋”” ์™ธ๋ถ€์—์„œ์˜ ์‹œ๊ฐ์ด ์ •ํ™•ํ•˜๋ฉด ์ข‹๊ฒ ๋„ค์š”. ํ”ผ๋ถ€๋กœ ๋Š๋ผ๋Š” ๊ฒƒ๊ณผ ๋‹ค๋ฅด๊ฒŒ์š”.;;;


 

Visualizing Wealth Inequality in 2023 โš–๏ธ

What We're Showing The wealth inequality of a selected number of countries as measured by the Gini index. Figures come from the UBS Global Wealth Report 2024.

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